Composite Score

PTC Score™

The headline PTC firm score: 50% Relative Trust (published PTC Trust Index™ standing) and 50% Relative Credibility (PTC Monthly Credibility Review™ overall score), each normalized to the strongest firm in its live cohort.

Relative Trust

50% of PTC Score™

The firm's PTC Trust Index™ standing in the latest published monthly snapshot, rescaled against the strongest firm in that cohort.

Signal categories

Customer rating
Review volume
Published Trust Index snapshot

Relative Credibility

50% of PTC Score™

The firm's overall credibility score from the PTC Monthly Credibility Review™, rescaled against the strongest firm in the live review cohort.

Signal categories

Payout reliability
Rule consistency
Transparency
Longevity risk
Support quality

Methodology: PTC Score™ — 50% Relative Trust + 50% Relative Credibility. The provisional fallback normalizes each input against its current eligible cohort leader. Filtering by asset class never changes a firm's score. View Full Methodology →

Historical PTC Score trends are withheld until the controlled monthly snapshot series begins.

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