PTC Score™
The headline PTC firm score: 50% Relative Trust (published PTC Trust Index™ standing) and 50% Relative Credibility (PTC Monthly Credibility Review™ overall score), each normalized to the strongest firm in its live cohort.
The firm's PTC Trust Index™ standing in the latest published monthly snapshot, rescaled against the strongest firm in that cohort.
- Customer rating
- Review volume
- Published Trust Index snapshot
The firm's overall credibility score from the PTC Monthly Credibility Review™, rescaled against the strongest firm in the live review cohort.
- Payout reliability
- Rule consistency
- Transparency
- Longevity risk
- Support quality
PTC Score™ combines Relative Trust and Relative Credibility into a single 0–100 composite score. Both contributions are relative: the Trust contribution comes from the published PTC Trust Index™ snapshot rescaled against its cohort leader, and the credibility contribution uses Relative Credibility — not an absolute credibility score. PTC Score is therefore a relative composite measure, and the value shown here is the exact same score rendered on each firm's dossier — it is never re-normalized against the firms visible in the current filter. Firms missing either input are excluded rather than estimated.
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